Housing Bank Achieves Net Profit of JOD119.0 Million in the First Nine Months of 2025

The Housing Bank for Trade and Finance (HBTF) Group announced its financial results for the first nine months of 2025, reporting a net profit after tax of JOD119.0 million.اضافة اعلان

Commenting on the results, Chairman of the Board of Directors, Abdelelah Al-Khatib, stated that they reflect the strength of the bank’s financial position and the sustainability of its solid performance despite regional and global economic challenges. He noted that these results highlight the bank’s prudent liquidity management and optimal resource allocation, aimed at achieving the best returns for shareholders. Al-Khatib further emphasized that the bank continues to move steadily toward achieving its strategy focused on enhancing sustainable profitability, supporting the national economy, and empowering various business sectors.

Chief Executive Officer Ammar Al-Safadi affirmed that the strong performance during this period underscores the bank’s success in implementing its development plans and expanding its customer base through advanced digital services and innovative products. He noted that the bank demonstrated great flexibility in navigating regional economic challenges.

Al-Safadi added that HBTF Group follows a balanced approach to risk management designed to achieve sustainable profits while maintaining asset quality and a robust financial position. The bank strives to balance growth and profitability through well-considered policies that ensure effective risk management and improved operational efficiency, which is an approach that lies at the heart of its long-term strategy to achieve strong and sustainable results.

Reviewing key financial indicators, Al-Safadi highlighted a 4% growth in net direct credit facilities, reaching JOD4.7 billion, and customer deposits increased to reach JOD6.0 billion. He further noted the Bank’s strong capital base, with total equity of JOD1.5 billion and a capital adequacy ratio of 18.7%, exceeding the minimum regulatory requirements set by the Central Bank of Jordan and the Basel Committee.

Al-Safadi reaffirmed the Bank’s commitment to providing innovative banking solutions and exceptional services within a dynamic and evolving operating environment. He concluded by emphasizing that the Housing Bank will continue advancing its digital transformation strategy, enhancing performance, and investing in human capital, further strengthening its competitiveness and solidifying its position as one of the leading banking institutions in the local and regional markets.