The value of returned checks in Jordan reached 113 million dinars in June 2025, a significant increase from 93 million dinars in April, according to data from the Jordan Payments and Clearing Company (JoPACC) reported by Al-Mamlaka.
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This represents 8.2% of the total value of checks circulated during the month.
Breakdown of Returned Checks:
Total number: 21,300 checks
69.8% (worth 76.5 million dinars) were returned for financial reasons (e.g., insufficient funds).
30.2% (worth 36.7 million dinars) were returned for technical reasons (e.g., incorrect information or formatting errors).
Surge in Check Activity:
The number of checks circulated in June rose by 26.9% to reach 562,000, compared to 443,000 in May.
The total value of checks circulated in June hit 3.35 billion dinars, an 8.2% increase over May.
Year-to-Date Figures:
In the first half of 2025, the total value of checks circulated in Jordan amounted to 19.59 billion dinars.
Annual Context:
Throughout 2024, a total of 6.51 million checks were circulated in Jordan, with a combined value of 40.3 billion dinars.
These figures indicate both an increase in check-based transactions and a concurrent rise in the financial and technical issues leading to returned checks — a trend that highlights ongoing challenges in the reliability and management of paper-based payment instruments in an increasingly digital financial landscape.
