The Housing Bank for Trade and Finance Group Records Net Profit of JOD158 Million in 2025, Proposes 30% Dividend
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The Housing Bank for Trade and Finance (HBTF) Group announced its financial results for the fiscal year ending on 31 December 2025, reporting net profits after provisions and taxes of JOD157.7 million, compared to JOD150.3 million in 2024, representing a growth rate of 5.0%.اضافة اعلان
Based on these results, the Group’s Board of Directors approved the 2025 financial statements during its meeting held on 29 January 2026, and recommended the distribution of cash dividends at a rate of 30% of the share’s nominal value for the year 2025, noting that the financial results and proposed dividend distribution remain subject to the approval of the Central Bank of Jordan.
Commenting on the results, Chairman of the Board Abdel Elah Al-Khatib, said they reflect the Bank’s strong financial position and outstanding performance despite ongoing economic challenges. He noted that the results demonstrate the Group’s prudent liquidity management and strategic allocation of resources to achieve optimal returns for shareholders.
Al-Khatib also expressed his pride in the Bank’s positive performance and its ability to sustain growth amid regional challenges, adding that he is confident the Bank will continue to achieve further successes and accomplishments.
On the other hand, Ammar Al-Safadi, CEO of Housing Bank Group, stated that the strong financial performance in 2025 marked the highest profits in the Bank’s history, driven by the Group’s main operating sectors, which continued to deliver positive results across key financial indicators.
He further noted that this performance is a continuation of the Bank’s success story and the strength of its financial position. It reflects the Group’s success in implementing its development plans, expanding its customer base through digital services and innovative products, and its ability to respond to regional economic challenges with flexibility and resilience.
Al-Safadi went on to explain that the bank follows a balanced risk management approach aimed at achieving sustainable profitability while maintaining asset quality and a solid financial position. He emphasized that this approach is a core pillar of the Group’s strategy to deliver strong and sustainable long-term results.
He also highlighted the Bank’s strong performance indicators, noting that total assets grew by 1.8% to reach JOD9.4 billion, while return to shareholders reached 11.2%. In addition, the Group maintained a robust capital base, with total equity of JOD1.5 billion and a capital adequacy ratio of 18.9%, exceeding the minimum requirements of the Central Bank of Jordan and the Basel Committee.
Al-Safadi reaffirmed the Group’s commitment to delivering innovative banking solutions and high-quality services within a flexible and evolving operating environment, providing integrated and customer-focused financial services.
He concluded by expressing confidence in the Bank’s ability to achieve continued growth and development by advancing its digital transformation strategy, strengthening performance, and investing in human capital, thus enhancing its competitiveness and consolidating its position as one of the leading banking institutions locally and regionally.
Based on these results, the Group’s Board of Directors approved the 2025 financial statements during its meeting held on 29 January 2026, and recommended the distribution of cash dividends at a rate of 30% of the share’s nominal value for the year 2025, noting that the financial results and proposed dividend distribution remain subject to the approval of the Central Bank of Jordan.
Commenting on the results, Chairman of the Board Abdel Elah Al-Khatib, said they reflect the Bank’s strong financial position and outstanding performance despite ongoing economic challenges. He noted that the results demonstrate the Group’s prudent liquidity management and strategic allocation of resources to achieve optimal returns for shareholders.
Al-Khatib also expressed his pride in the Bank’s positive performance and its ability to sustain growth amid regional challenges, adding that he is confident the Bank will continue to achieve further successes and accomplishments.
On the other hand, Ammar Al-Safadi, CEO of Housing Bank Group, stated that the strong financial performance in 2025 marked the highest profits in the Bank’s history, driven by the Group’s main operating sectors, which continued to deliver positive results across key financial indicators.
He further noted that this performance is a continuation of the Bank’s success story and the strength of its financial position. It reflects the Group’s success in implementing its development plans, expanding its customer base through digital services and innovative products, and its ability to respond to regional economic challenges with flexibility and resilience.
Al-Safadi went on to explain that the bank follows a balanced risk management approach aimed at achieving sustainable profitability while maintaining asset quality and a solid financial position. He emphasized that this approach is a core pillar of the Group’s strategy to deliver strong and sustainable long-term results.
He also highlighted the Bank’s strong performance indicators, noting that total assets grew by 1.8% to reach JOD9.4 billion, while return to shareholders reached 11.2%. In addition, the Group maintained a robust capital base, with total equity of JOD1.5 billion and a capital adequacy ratio of 18.9%, exceeding the minimum requirements of the Central Bank of Jordan and the Basel Committee.
Al-Safadi reaffirmed the Group’s commitment to delivering innovative banking solutions and high-quality services within a flexible and evolving operating environment, providing integrated and customer-focused financial services.
He concluded by expressing confidence in the Bank’s ability to achieve continued growth and development by advancing its digital transformation strategy, strengthening performance, and investing in human capital, thus enhancing its competitiveness and consolidating its position as one of the leading banking institutions locally and regionally.
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