Saving money has never been easier, thanks to AI chatbots like ChatGPT. The ChatGPT Agent, launched by OpenAI last year, can help you cut costs in unexpected ways.
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To activate Agent Mode, open a ChatGPT chat window, click the “+” icon, and select “Agent Mode.” Here are five practical ways to use it for monthly savings:
Budget Planning Assistance
ChatGPT can create a personalized budget based on your income—salary, bonuses, or other sources—and your expenses, including rent, groceries, transport, and utilities. It then suggests ways to reduce costs and maximize savings.
Finding the Best Meal Deals
Use ChatGPT to search local delivery apps and restaurants for discounted meals. For example, request:
"Find the best pizza or fried chicken deals near me under [desired amount]."
Automatically Cancel Unused Subscriptions
Many people lose money on forgotten subscriptions like Netflix or gym memberships. ChatGPT can track recurring subscriptions by scanning your emails for keywords like “renewal,” “subscription,” or service names, summarize renewal dates and costs, and remind you to cancel if needed.
Note: Granting email access is optional; you can instead use ChatGPT to set reminders manually.
Discover Free or Low-Cost Family Activities
ChatGPT can help you find community events, parks, and low-budget activities near you. Try asking:
"Find five fun family activities this week within 20 miles of me for under [desired amount]."
Track Discount Codes
Before shopping online, ChatGPT can search for available discount codes or promotions to save money. While not every code works, this quick search can provide savings on expensive items or everyday purchases.
Using ChatGPT agents in these ways can make budgeting smarter, reduce wasteful spending, and maximize savings effortlessly.
