Housing Bank Achieves Net Profits of JOD 42.4 Million in Q1 2026
The Housing Bank for Trade and Finance (HBTF) Group announced its financial results for the first three months of 2026, reporting net profits after tax of JOD 42.4 million, representing a growth of 6% compared to the same period last year.
Commenting on the results, Chairman of the Board, Abdel Elah Al-Khatib, affirmed that the results underscore the bank’s financial strength and its sustained robust performance despite regional and global challenges. He added that these figures reflect prudent liquidity management and strategic resource allocation to maximize shareholder returns. Al-Khatib further noted that the bank continues to make steady progress in implementing its strategy to enhance sustainable profitability, support the national economy, and empower business sectors.
Meanwhile, Chief Executive Officer Ammar Al-Safadi stated that the strong performance reflects the bank’s success in executing its development plans, expanding its customer base, and delivering innovative financial solutions, further reinforcing its position as a leading banking institution.
Al-Safadi elaborated that the Group adopts a balanced approach to risk management, aimed at achieving sustainable profitability while maintaining asset quality and a strong financial position. He emphasized the bank’s commitment to balancing growth and profitability through prudent policies that enhance efficiency and ensure effective risk management, noting that this approach is central to delivering strong, sustainable long-term results.
Reviewing key financial indicators, Al-Safadi highlighted a 10.3% growth in net credit facilities, reaching JOD 4.9 billion, alongside a 3.5% increase in total income, which reached JOD 117 million. He noted that this performance reflects the efficiency of the Group’s various operating sectors.
Al-Safadi also pointed to the strength of the bank’s capital base, with total equity reaching JOD 1.5 billion and a capital adequacy ratio of 18.3%, significantly exceeding the minimum regulatory requirements set by the Central Bank of Jordan and the Basel Committee.
Al-Safadi reaffirmed the bank’s commitment to maintaining the delivery of innovative banking solutions and distinguished services within a flexible and evolving operating environment, ensuring the delivery of seamless, high-quality banking experiences and integrated solutions to its clients.
Commenting on the results, Chairman of the Board, Abdel Elah Al-Khatib, affirmed that the results underscore the bank’s financial strength and its sustained robust performance despite regional and global challenges. He added that these figures reflect prudent liquidity management and strategic resource allocation to maximize shareholder returns. Al-Khatib further noted that the bank continues to make steady progress in implementing its strategy to enhance sustainable profitability, support the national economy, and empower business sectors.
Meanwhile, Chief Executive Officer Ammar Al-Safadi stated that the strong performance reflects the bank’s success in executing its development plans, expanding its customer base, and delivering innovative financial solutions, further reinforcing its position as a leading banking institution.
Al-Safadi elaborated that the Group adopts a balanced approach to risk management, aimed at achieving sustainable profitability while maintaining asset quality and a strong financial position. He emphasized the bank’s commitment to balancing growth and profitability through prudent policies that enhance efficiency and ensure effective risk management, noting that this approach is central to delivering strong, sustainable long-term results.
Reviewing key financial indicators, Al-Safadi highlighted a 10.3% growth in net credit facilities, reaching JOD 4.9 billion, alongside a 3.5% increase in total income, which reached JOD 117 million. He noted that this performance reflects the efficiency of the Group’s various operating sectors.
Al-Safadi also pointed to the strength of the bank’s capital base, with total equity reaching JOD 1.5 billion and a capital adequacy ratio of 18.3%, significantly exceeding the minimum regulatory requirements set by the Central Bank of Jordan and the Basel Committee.
Al-Safadi reaffirmed the bank’s commitment to maintaining the delivery of innovative banking solutions and distinguished services within a flexible and evolving operating environment, ensuring the delivery of seamless, high-quality banking experiences and integrated solutions to its clients.
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