Housing Bank Reports Net Profit of JD80.1 Million for the First Half of 2025

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Housing Bank
– The Housing Bank for Trade and Finance (HBTF) Group has announced its financial results for the first half of 2025, reporting a net profit of JD80.1 million.اضافة اعلان

Abdelelah Al-Khatib, Chairman of the Board of Directors, commented on these results, emphasizing that the strong financial performance underscores the Bank’s solid financial position. He noted that these outcomes reflect the success of the Group’s strategic direction, comprehensive vision, and integrated capabilities.
Al-Khatib further added that the Bank’s ability to achieve net profits exceeding JD80 million reaffirms the Bank’s efficiency and prudent resource management, ensuring optimal returns for shareholders.
On the other hand, Ammar Al-Safadi, Chief Executive Officer of HBTF Group, presented the key financial indicators for the first half of 2025, highlighting the strength and efficiency of the Bank’s operational sectors.
Al-Safadi elaborated that this positive performance is a continuation of the Bank’s success story and reflects the soundness of its financial position. It demonstrates the Group’s resilience and flexibility amidst evolving economic conditions and challenges.
The CEO further noted that the Bank’s performance highlights its commitment to delivering innovative banking solutions and excellent services in a flexible and evolving environment, supported by a strong capital base and high liquidity rates.
He added that the Group recorded robust growth in net credit facilities, which increased by 5.9% since the beginning of the year, reaching JD4.8 billion as at the end of June 2025. This growth positively contributed to the Bank’s key financial indicators for the first half of the year.
In terms of funding, customer deposits grew by 2.0% since the beginning of the year, reaching JD6.1 billion. The Bank also maintained a solid capital base, with total equity reaching JD1.4 billion and a capital adequacy ratio of 18.6%, which is well above the minimum regulatory requirements set by the Central Bank of Jordan and the Basel Committee.
Al-Safadi reaffirmed Housing Bank’s commitment to its strategy of delivering top-tier banking services, introducing advanced, user-friendly, and secure products, and offering integrated banking solutions within a modern environment. This commitment reflects Housing Bank’s legacy and leadership in the Jordanian banking market.